Building Insurance
Designed to cover the cost of repairing damage to the structure of your property.
If you own your own home, buildings insurance should be top priority in case your home is damaged and needs repair. Although buildings insurance isn’t compulsory, it can be a condition if you are looking to secure a mortgage. If you’re a landlord, it’s your responsibility, not your tenants.
What Does Building Insurance Cover?
Generally, Buildings Insurance covers the cost of loss or damage caused by fire, smoke, explosions, flood, storms, natural disasters, vandalism or malicious damage, subsidence and more. You may even be covered for structures around your home such as garages, walls or driveways.